Get approved on the unit you want.
Powersports lenders approve you on a specific make and model, not a dollar amount like a car loan. We start with a soft pull, so your credit score is not touched. In many cases there is no money down, and you can ride home the same day.
Five minutes online.
Real terms, usually the same day.
- 1Apply onlineWe start with a soft pull, so your score is not affected.
- 2Get real termsWe come back with real numbers on the make and model you want.
- 3Pick your rideWe apply any manufacturer rebates and special rates you qualify for.
- 4Ride homePlan on 60 to 90 minutes in the store, then it is yours.
Check with us before your bank
Your bank or credit union is welcome. Before you sign there, ask us: the manufacturers often offer more competitive rates and terms through the dealership to make it easier to buy their products, and those programs are not available at your bank. Bring your approval and we will show you both numbers side by side.
Questions riders ask
Will applying hurt my credit?
No. The first step is a soft pull, which does not affect your score. A full credit check happens only when you choose to finalize.
Do I need a down payment?
Often no. It depends on the unit, the lender, and your profile. Putting money down lowers the payment, but it is not always required.
Can I use my own bank or credit union?
Yes. Check with us first: the manufacturers often offer more competitive rates and terms through the dealership. Bring your approval and we will show you both numbers side by side.
What should I bring?
A driver's license, and sometimes proof of income and address. See Planning Your Visit for the full list.